AlternativeInvesting.com
By access

Browse by access requirement

Access is the first filter in alternative investing. The fastest way to narrow the field is to separate what you can invest in today from what requires accredited status, then compare whether the extra complexity is actually worth it.

Access path

Non-accredited options

The practical shortlist for investors who need real access today and do not want to waste time on accredited-only products.

Explore path

Non-accredited access

Fundrise

Research pick

Editorial score

4.4 / 5

A broad private real estate and venture platform with low entry minimums and evergreen-style funds.

Return caseFundrise gives smaller investors a way to compound through diversified private real estate and venture exposure instead of betting on a single deal.

Minimum
$10
Liquidity
Quarterly windows with limitations
Fees
Typically around 1% annually depending on plan
Return focus
Balanced
Risk level
Moderate
Hold period
3 to 7+ years
beginner-friendly accesslow minimumslong-term diversification

Non-accredited access

Masterworks

Research pick

Editorial score

3.6 / 5

Fractional art investing platform built around curated paintings and secondary market liquidity claims.

Return caseMasterworks is a long-duration growth bet on blue-chip art appreciation, with return potential driven by eventual exits rather than ongoing income.

Minimum
$15,000
Liquidity
Illiquid with limited secondary market access
Fees
Upfront sourcing plus ongoing management and performance economics
Return focus
Growth
Risk level
High
Hold period
5 to 10+ years
art exposurehigher-risk alternativescollectibles diversification

Mixed access

Yieldstreet

Research pick

Editorial score

3.4 / 5

Private-markets platform spanning credit, real estate, and specialty alternatives for investors willing to evaluate deals and lockups more carefully.

Return caseYieldstreet is a yield-and-diversification play where returns depend on underwriting, deal selection, and whether private cash flows justify the lockup.

Minimum
$10,000
Liquidity
Usually multi-year holds with limited liquidity
Fees
Varies by offering, with platform and deal-level economics to review closely
Return focus
Income
Risk level
High
Hold period
2 to 5+ years
private credit exposurehigher-yield alternativesmulti-asset access

Non-accredited access

Arrived

Research pick

Editorial score

4.1 / 5

Fractional real-estate platform built around individual rental and vacation properties for investors starting with smaller checks.

Return caseArrived can make sense when you want targeted rental income and home-price exposure without directly managing a property yourself.

Minimum
$100
Liquidity
Multi-year hold periods with no daily liquidity
Fees
Property-level management and sourcing costs vary by offering
Return focus
Balanced
Risk level
Moderate
Hold period
5 to 7+ years
rental-property exposuresmall starting balancesreal-estate learners

Mixed access

RealtyMogul

Research pick

Editorial score

3.6 / 5

Established real-estate platform offering REIT-style vehicles and private placements across access tiers.

Return caseRealtyMogul works when you want real-estate income and appreciation exposure through diversified vehicles rather than one property.

Minimum
$5,000
Liquidity
Limited liquidity with multi-year holds common
Fees
Vehicle-level management and offering expenses vary
Return focus
Balanced
Risk level
Moderate
Hold period
3 to 7+ years
private real estatemoderate account sizesinvestors who want more than one structure

Non-accredited access

Groundfloor

Research pick

Editorial score

3.9 / 5

Shorter-duration real-estate debt investing with lower minimums and a more loan-by-loan decision flow.

Return caseGroundfloor can make money through private real-estate debt yield, but that return depends on borrower performance and loan underwriting rather than property appreciation alone.

Minimum
$10
Liquidity
Typically tied to loan duration with limited liquidity before maturity
Fees
Loan returns are net of servicing and platform economics that vary by note
Return focus
Income
Risk level
High
Hold period
6 months to 2 years
shorter-duration private creditsmall minimumshands-on note selection

Access path

Accredited options

The higher-complexity side of the market, where larger minimums and more underwriting work should buy a better opportunity set.

Explore path

Accredited access

Willow Wealth

Research pick

Editorial score

2.9 / 5

Accredited-focused private market access with curated alternative offerings and advisor-style positioning.

Return caseWillow is aimed at investors who want access to higher-minimum private credit and real-asset deals where yield and manager selection drive returns.

Minimum
$50,000
Liquidity
Often multi-year hold periods
Fees
Varies by deal and fund structure
Return focus
Income
Risk level
High
Hold period
3 to 7+ years
accredited investorsprivate credithigher-touch access

Mixed access

Yieldstreet

Research pick

Editorial score

3.4 / 5

Private-markets platform spanning credit, real estate, and specialty alternatives for investors willing to evaluate deals and lockups more carefully.

Return caseYieldstreet is a yield-and-diversification play where returns depend on underwriting, deal selection, and whether private cash flows justify the lockup.

Minimum
$10,000
Liquidity
Usually multi-year holds with limited liquidity
Fees
Varies by offering, with platform and deal-level economics to review closely
Return focus
Income
Risk level
High
Hold period
2 to 5+ years
private credit exposurehigher-yield alternativesmulti-asset access

Accredited access

Percent

Editorial score

2.9 / 5

Private credit access focused on income-seeking investors evaluating short-duration and specialty lending opportunities.

Return casePercent is an income-first private-credit platform where the payoff comes from loan yield and repayment discipline rather than long-term appreciation.

Minimum
$500
Liquidity
Typically locked until the underlying note or deal matures
Fees
Varies by offering and structure
Return focus
Income
Risk level
High
Hold period
6 months to 3 years
private credit specialistsyield-focused investorsshorter-duration alternatives

Mixed access

RealtyMogul

Research pick

Editorial score

3.6 / 5

Established real-estate platform offering REIT-style vehicles and private placements across access tiers.

Return caseRealtyMogul works when you want real-estate income and appreciation exposure through diversified vehicles rather than one property.

Minimum
$5,000
Liquidity
Limited liquidity with multi-year holds common
Fees
Vehicle-level management and offering expenses vary
Return focus
Balanced
Risk level
Moderate
Hold period
3 to 7+ years
private real estatemoderate account sizesinvestors who want more than one structure

Accredited access

EquityMultiple

Research pick

Editorial score

3.1 / 5

Accredited private-markets platform offering multiple real-estate and credit structures instead of a single one-size-fits-all fund.

Return caseEquityMultiple is built for investors who want more targeted private real-estate and credit exposure where underwriting and structure selection drive the outcome.

Minimum
$5,000
Liquidity
Illiquid with deal-specific or fund-specific hold periods
Fees
Deal economics differ by offering and should be compared carefully
Return focus
Balanced
Risk level
High
Hold period
1 to 7+ years
accredited real-estate investorstargeted deal selectionincome plus appreciation

Accredited access

AcreTrader

Research pick

Editorial score

3.2 / 5

Farmland platform focused on direct land exposure and long-term appreciation plus rental income.

Return caseAcreTrader works when you want farmland exposure tied to lease income and land value rather than public REIT pricing.

Minimum
$10,000
Liquidity
Long holds with limited or no interim liquidity
Fees
Management and transaction costs vary by offering
Return focus
Balanced
Risk level
Moderate
Hold period
5 to 10+ years
farmland exposurereal-asset diversificationpatient accredited capital