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Alt Investing
By access

Browse by access requirement

Access is the first filter in alternative investing. The fastest way to narrow the field is to separate what you can invest in today from what requires accredited status, then compare whether the extra complexity is actually worth it.

Access path

Non-accredited options

The practical shortlist for investors who need real access today and do not want to waste time on accredited-only products.

Explore non-accredited options

Non-accredited access

Fundrise

Research pick

Editorial score

4.4 / 5

A broad private real estate and venture platform with low entry minimums and evergreen-style funds.

Return caseFundrise gives smaller investors a way to compound through diversified private real estate and venture exposure instead of betting on a single deal.

Minimum
$10
Liquidity
Quarterly windows with limitations
Fees
Typically around 1% annually depending on plan
Return focus
Balanced
Risk level
Moderate
Hold period
3 to 7+ years
beginner-friendly accesslow minimumslong-term diversification

Non-accredited access

Masterworks

Research pick

Editorial score

3.6 / 5

Fractional art investing platform built around curated paintings and secondary market liquidity claims.

Return caseMasterworks is a long-duration growth bet on blue-chip art appreciation, with return potential driven by eventual exits rather than ongoing income.

Minimum
$15,000
Liquidity
Illiquid with limited secondary market access
Fees
Upfront sourcing plus ongoing management and performance economics
Return focus
Growth
Risk level
High
Hold period
5 to 10+ years
art exposurehigher-risk alternativescollectibles diversification

Non-accredited access

Arrived

Research pick

Editorial score

4.1 / 5

Fractional real-estate platform built around individual rental and vacation properties for investors starting with smaller checks.

Return caseArrived can make sense when you want targeted rental income and home-price exposure without directly managing a property yourself.

Minimum
$100
Liquidity
Multi-year hold periods with no daily liquidity
Fees
Property-level management and sourcing costs vary by offering
Return focus
Balanced
Risk level
Moderate
Hold period
5 to 7+ years
rental-property exposuresmall starting balancesreal-estate learners

Mixed access

RealtyMogul

Research pick

Editorial score

3.6 / 5

Established real-estate platform offering REIT-style vehicles and private placements across access tiers.

Return caseRealtyMogul works when you want real-estate income and appreciation exposure through diversified vehicles rather than one property.

Minimum
$5,000
Liquidity
Limited liquidity with multi-year holds common
Fees
Vehicle-level management and offering expenses vary
Return focus
Balanced
Risk level
Moderate
Hold period
3 to 7+ years
private real estatemoderate account sizesinvestors who want more than one structure

Non-accredited access

Groundfloor

Research pick

Editorial score

3.9 / 5

Shorter-duration real-estate debt investing with lower minimums and a more loan-by-loan decision flow.

Return caseGroundfloor can make money through private real-estate debt yield, but that return depends on borrower performance and loan underwriting rather than property appreciation alone.

Minimum
$10
Liquidity
Typically tied to loan duration with limited liquidity before maturity
Fees
Loan returns are net of servicing and platform economics that vary by note
Return focus
Income
Risk level
High
Hold period
6 months to 2 years
shorter-duration private creditsmall minimumshands-on note selection

Non-accredited access

Vinovest

Editorial score

3.6 / 5

Managed fine-wine portfolios positioned as a collectible diversifier with long holding periods.

Return caseVinovest is an appreciation-led collectible strategy where returns depend on wine selection, storage, resale demand, and patient holding periods.

Minimum
$1,000
Liquidity
Low liquidity and resale-dependent exits
Fees
Management, storage, and transaction costs affect net returns
Return focus
Growth
Risk level
High
Hold period
5 to 10+ years
wine exposurecollectibles diversificationpatient investors

Access path

Accredited options

The higher-complexity side of the market, where larger minimums and more underwriting work should buy a better opportunity set.

Explore accredited options

Accredited access

Willow Wealth

Research pick

Editorial score

3.0 / 5

Accredited-focused private market access with curated alternative offerings and advisor-style positioning.

Return caseWillow Wealth offers private-credit, real-estate, and multi-asset private-market strategies where returns depend on underwriting, manager selection, and accepting limited liquidity.

Minimum
$5,000
Liquidity
Product-dependent, from short-term notes to multi-year private funds
Fees
Varies by product; managed portfolios list advisory and underlying fund expenses
Return focus
Income
Risk level
High
Hold period
3 months to 7+ years, depending on product
accredited investorsprivate creditcurated private-market access

Accredited access

Percent

Editorial score

2.9 / 5

Private credit access focused on income-seeking investors evaluating short-duration and specialty lending opportunities.

Return casePercent is an income-first private-credit platform where the payoff comes from loan yield and repayment discipline rather than long-term appreciation.

Minimum
$500
Liquidity
Typically locked until the underlying note or deal matures
Fees
Varies by offering and structure
Return focus
Income
Risk level
High
Hold period
6 months to 3 years
private credit specialistsyield-focused investorsshorter-duration alternatives

Mixed access

RealtyMogul

Research pick

Editorial score

3.6 / 5

Established real-estate platform offering REIT-style vehicles and private placements across access tiers.

Return caseRealtyMogul works when you want real-estate income and appreciation exposure through diversified vehicles rather than one property.

Minimum
$5,000
Liquidity
Limited liquidity with multi-year holds common
Fees
Vehicle-level management and offering expenses vary
Return focus
Balanced
Risk level
Moderate
Hold period
3 to 7+ years
private real estatemoderate account sizesinvestors who want more than one structure

Accredited access

EquityMultiple

Research pick

Editorial score

3.1 / 5

Accredited private-markets platform offering multiple real-estate and credit structures instead of a single one-size-fits-all fund.

Return caseEquityMultiple is built for investors who want more targeted private real-estate and credit exposure where underwriting and structure selection drive the outcome.

Minimum
$5,000
Liquidity
Illiquid with deal-specific or fund-specific hold periods
Fees
Deal economics differ by offering and should be compared carefully
Return focus
Balanced
Risk level
High
Hold period
1 to 7+ years
accredited real-estate investorstargeted deal selectionincome plus appreciation

Accredited access

AcreTrader

Research pick

Editorial score

3.2 / 5

Farmland platform focused on direct land exposure and long-term appreciation plus rental income.

Return caseAcreTrader works when you want farmland exposure tied to lease income and land value rather than public REIT pricing.

Minimum
$10,000
Liquidity
Long holds with limited or no interim liquidity
Fees
Management and transaction costs vary by offering
Return focus
Balanced
Risk level
Moderate
Hold period
5 to 10+ years
farmland exposurereal-asset diversificationpatient accredited capital

Accredited access

Cadre

Editorial score

2.7 / 5

Institutional-style accredited real-estate access aimed at investors who want a more private-market, higher-minimum experience.

Return caseCadre is a targeted real-estate growth and income play where returns depend on institutional-quality deal selection, sponsor execution, and patient capital.

Minimum
$25,000
Liquidity
Illiquid, with selective secondary-market style options at times
Fees
Management and carry-style economics can apply depending on the structure
Return focus
Balanced
Risk level
High
Hold period
3 to 10+ years
institutional-style real estateaccredited investorshigher minimum allocations