Yieldstreet and Percent can both appeal to income-focused investors, but the real choice is between a broader private-markets platform and a more direct private-credit specialist.
By AlternativeInvesting Research Desk
Updated April 2026. Our editorial process compares access, fees, liquidity, downside, and investor fit before any outbound platform link appears on the page.
Yieldstreet is better for investors who want broader private-market breadth alongside credit exposure. Percent is usually the cleaner fit for investors who specifically want a more direct private-credit allocation.
| Factor | Yieldstreet | Percent |
|---|---|---|
| Primary use case | Broad private-market yield access | Private credit focus |
| Access | Mixed | Accredited |
| Minimum | $10,000 | $500 |
| Complexity | Medium | High |
Investor worksheet
Use the same worksheet we use to compare access, fees, liquidity windows, and how each structure is supposed to make money before you click out to any platform.
One weekly note with new platform reviews, fee changes, and access updates.
Download the worksheet nowFeatured platforms
Use these picks to compare structure, access, fee load, and liquidity terms before moving to any official offering page.
Featured platform
Best fit for private credit exposure and higher-yield alternatives.
Private-markets platform spanning credit, real estate, and specialty alternatives for investors willing to evaluate deals and lockups more carefully.
Yieldstreet is a yield-and-diversification play where returns depend on underwriting, deal selection, and whether private cash flows justify the lockup.
Yieldstreet is the broader marketplace. Investors who choose it are usually accepting that private credit may be only one part of the private-markets mix they want to explore.
Percent is the more direct answer. It makes more sense when the investor already knows the goal is private-credit cash flow rather than a wider menu of alternative structures.
Percent belongs on the shortlist when you want the thesis to stay close to credit, yield, and repayment dynamics instead of drifting into a broader platform decision.
That focus can be an advantage because it forces the investor to judge underwriting, borrower quality, duration, and default handling instead of being distracted by unrelated opportunity types.
Yieldstreet is more attractive if you like the idea of mixing private credit with a broader private-markets toolkit and are comfortable taking on the extra filtering work that comes with that menu.
The cost of that breadth is that the platform decision becomes less clean. You need stronger internal discipline to prevent a credit sleeve from turning into a collection of unrelated alternative bets.
The headline minimums are easy to compare, but they are not the main issue. The harder questions are how much diligence you are willing to do, how concentrated you want the sleeve to be, and how comfortable you are with the opacity and liquidity profile of private credit itself.
If you want a focused private-credit lane, Percent is easier to justify. If you want a broader platform and you know how to stay disciplined inside it, Yieldstreet can still make sense.
Featured platform
Best fit for private credit exposure and higher-yield alternatives.
Private-markets platform spanning credit, real estate, and specialty alternatives for investors willing to evaluate deals and lockups more carefully.
Yieldstreet is a yield-and-diversification play where returns depend on underwriting, deal selection, and whether private cash flows justify the lockup.
Weekly briefing
Weekly plain-English notes on new platform reviews, fee structures, liquidity mechanics, and access changes.
Weekly educational updates on platforms, fees, liquidity, and access.
How to use this page
Start with eligibility
Check whether the platform matches your access level and minimum before spending time on the return story.
Treat liquidity as a first-order risk
Redemption terms, gates, and hold periods often matter more in practice than the headline category.
Best Private Credit Platforms
Private credit can be one of the clearest ways to pursue alternative-income, but only if you understand what sits behind the yield: collateral, seniority, borrower quality, duration, and loss assumptions.
How Private Credit Investing Works
A guide to yield, underwriting, seniority, defaults, and why private-credit returns need more scrutiny than headline coupons.
How should I evaluate fees?
Look for management fees, servicing fees, performance fees, deal-level expenses, and exit-related economics. The right benchmark is net return after all fees, not headline yield alone.
What are the main risks?
Key risks include illiquidity, valuation opacity, leverage, manager execution risk, concentration, and tax complexity. The category matters, but structure and manager quality matter just as much.