A private-credit comparison between broad marketplace access and a more focused income-oriented credit route.
By AlternativeInvesting Research Desk
Updated April 2026. Our editorial process compares access, fees, liquidity, downside, and investor fit before any outbound platform link appears on the page.
Yieldstreet is better for investors who want broader private-market breadth alongside credit exposure, while Percent is the cleaner fit for investors who specifically want private-credit cash-flow opportunities.
| Factor | Yieldstreet | Percent |
|---|---|---|
| Primary use case | Broad private-market yield access | Private credit focus |
| Access | Mixed | Accredited |
| Minimum | $10,000 | $500 |
| Complexity | Medium | High |
Investor worksheet
Use the same worksheet we use to compare access, fees, liquidity windows, and how each structure is supposed to make money before you click out to any platform.
One weekly note with new platform reviews, fee changes, and access updates.
Download the worksheet nowFeatured platforms
These picks are included because they match the page intent. Use them to compare structure, access, fee load, and liquidity terms before moving to any official offering page.
Featured platform
Best fit for private credit exposure and higher-yield alternatives.
Marketplace-style access to private credit, real estate, and specialty alternative offerings through a single account.
Yieldstreet is a yield-and-diversification play where returns depend on underwriting, deal selection, and whether private cash flows justify the lockup.
This page is really about how specialized you want to be. Choose Yieldstreet for broader optionality and Percent for a more direct private-credit allocation.
Featured platform
Best fit for private credit exposure and higher-yield alternatives.
Marketplace-style access to private credit, real estate, and specialty alternative offerings through a single account.
Yieldstreet is a yield-and-diversification play where returns depend on underwriting, deal selection, and whether private cash flows justify the lockup.
Weekly briefing
Weekly plain-English notes on new platform reviews, fee structures, liquidity mechanics, and access changes.
Weekly educational updates on platforms, fees, liquidity, and access.
How to use this page
Start with eligibility
Check whether the platform matches your access level and minimum before spending time on the return story.
Treat liquidity as a first-order risk
Redemption terms, gates, and hold periods often matter more in practice than the headline category.
Best Private Credit Platforms
A private-credit roundup comparing yield-oriented alternatives by underwriting burden, duration, access, and downside protection.
How Private Credit Investing Works
A guide to yield, underwriting, seniority, defaults, and why private-credit returns need more scrutiny than headline coupons.
How should I evaluate fees?
Look for management fees, servicing fees, performance fees, deal-level expenses, and exit-related economics. The right benchmark is net return after all fees, not headline yield alone.
What are the main risks?
Key risks include illiquidity, valuation opacity, leverage, manager execution risk, concentration, and tax complexity. The category matters, but structure and manager quality matter just as much.