Am I an Accredited Investor?

You are generally an accredited investor if you meet one of the recognized income, net-worth, entity, or professional-credential pathways used in private-offering rules. For many individual investors, the most common routes are still income or net worth.

This page is educational, not legal advice. The point is to help you understand the screening logic before you spend time on accredited-only opportunities that may not fit your actual eligibility.

Income-based qualification usually centers on sustained annual income above the applicable threshold, while net-worth qualification generally looks at whether your net worth excluding your primary residence exceeds the relevant benchmark. Some investors may also qualify through certain securities licenses or by investing through qualifying entities.

In practice, issuers and platforms still expect documentation or representations tied to the specific offering. Being 'pretty sure' you qualify is not the same as being able to satisfy an issuer's verification process.

Accredited status does not make a private deal better, safer, or more liquid. It simply opens access to a wider private-market menu, including many Reg D funds, targeted real-estate deals, private-credit offerings, and more specialized structures that are unavailable to most retail investors.

That wider menu increases your due-diligence burden. Once you step into accredited-only alternatives, you are more likely to encounter higher minimums, longer hold periods, narrower disclosure practices, and a bigger gap between polished marketing and actual risk.

If you clearly qualify, move next to pages focused on accredited investor platforms, private credit, and higher-minimum real-asset strategies. If you do not qualify or are unsure, the smarter path is to work from the non-accredited shortlist and broad-access platform pages first.

The best workflow is simple: confirm access, narrow by objective, then compare fees, liquidity, and return drivers. Access is the first filter, not the final decision.